Don’t get rumbled without the right coverage.
Earthquake insurance with service and coverage you can count on.
Even with your homeowner’s insurance, you’re still at risk in the event of an earthquake. As an endorsement, earthquake insurance can help bridge the gap in coverage, keeping your home and possessions protected.
You might think an earthquake event would be covered by your homeowner’s insurance, but that’s not usually the case. The vast majority of policies specifically exclude it, mainly because it’s a low-risk event, which means any payout is likely to be extremely high.
The good news is that you can buy specific earthquake insurance to cover damage and destruction to both your home and your building. Generally, the deductible is far higher than with ordinary household insurance. Although policies cover damage to homes, the main aim of earthquake insurance is to cover the risk of total destruction.
The costs of earthquake insurance depend on your specific location, the value of your property and the materials it is built from.
For more details about your earthquake insurance options, contact us today.
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As an independent agency, we offer multiple options at competitive prices.